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Estimate the corpus required to maintain your lifestyle after retirement.
Planning for retirement requires accounting for current expenses, inflation, and life expectancy. This comprehensive tool estimates the 'Retirement Corpus' you need to maintain your lifestyle after you stop working. It factors in your current age, retirement age, expected inflation, and post-retirement return rates.
Inflation reduces your purchasing power. ₹50,000 today might buy what ₹2 Lakh buys in 25 years.
It is the percentage of your corpus you can withdraw annually without running out of money, usually estimated at 3-4%.
Due to inflation, your current expenses will significantly increase by the time you retire. To maintain the same lifestyle, you need a corpus that can generate monthly income while also growing enough to offset inflation. The calculated corpus assumes you will consume the principal entirely by the end of your life expectancy.