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Calculate compounded growth on your principal investment over time.
Calculate the future value of an investment using the compound interest formula. Supports different compounding frequencies (daily, monthly, quarterly, annually) and an optional regular contribution. Shows a year-by-year growth chart and breakdown. All calculations run locally.
A = P × (1 + r/n)^(n×t), where P = principal, r = annual rate, n = compounding periods per year, t = years.
More frequent compounding yields slightly higher returns. Daily compounding gives marginally more than annual, but the difference diminishes with lower rates.
Regular contributions are compounded from the time they are added, significantly boosting long-term growth — this is the core principle behind SIP investing.